Did you beat
the index?
No.

Your actual result vs. the laziest possible alternative — a global index fund, dividends reinvested, zero effort. Net of fees and friction on both sides. No spin.

92%
of US active funds underperform
their benchmark over 20 years
98%
of European global equity funds
trail over 10 years
$0
in alpha destroyed globally
since you opened this page
Step 1 — what you did
Total invested, not monthly
Step 2 — your actual result (pick one)
Current value of that investment
Total %, not annualised
Your ending value
Lazy default (MSCI ACWI)
The gap
Your percentile vs. investors who made the same choice, same period
Bottom 25th Median 75th Top
Copied
Your number, not the median
We use what you actually ended up with — not what the average investor of your type returned. The verdict is specific to you.
Friction on both legs
The index benchmark is net of ETF TER and entry costs. Your asset gets no free pass. We account for the full holding period on both sides.
When you win, we say so
If your number beats the lazy default, the page turns green. The rare honest win is what makes every "No" credible.